Your Texas home may be the most expensive investment you ever make. That’s why it’s important to protect it with home insurance. Home coverage from Converse Insurance can protect your home, your possessions, and your finances from liability claim that can cost you thousands of dollars in damages. Here’s what you can expect from a standard home insurance policy.
Types of Coverage
Home insurance in Texas offers the following basic coverage:
Dwelling coverage protects your home structure. If your home is damaged by a fire, hailstorm, hurricane or other covered peril, dwelling coverage will help cover repair costs. By purchasing enough coverage to rebuild your home, you’ll have financial support to replace your home if it’s destroyed in a disaster.
Property coverage protects your belongings. If any of your valuables are stolen or damaged in a covered peril, property coverage will compensate you for your loss.
Liability insurance protects you against liability claims that may arise when people have an accident on your property. If a visitor falls down the stairs and breaks his leg, liability insurance will pay his medical costs. If your kids damage a visitor’s car while it’s parked in your driveway, liability will cover repair costs.
Selecting a Policy
Home insurance policies can be tailored to suit your needs. When selecting a policy, it’s important to consider the value of your home and personal belongings as well as the risks you face as a homeowner in Texas.
If you live in an area where hurricanes or tornadoes are common, make sure you’re covered against these disasters. Your dwelling coverage should be enough to rebuild your home in the event of total loss in a disaster. Property coverage should be enough to replace your valuables if they’re stolen or lost in a disaster.
Where to Find Quality Home Coverage
For comprehensive home insurance coverage to protect your Texas abode, contact the insurance experts at Converse Insurance.